85 Ways We Add Value and Counting
Financial planing is all about helping you make good financial decisions and gain the peace of mind that comes with knowing you'll be prepared for the future. We counted at least 85 different things we can do to for our financial planning clients.
Cash Flow Management
1
Align Spending with Values and Goals
2
Allocate and Categorize Cash by Goal
3
Job / Salary Change Analysis
4
Planning For a New Baby
5
Planning To Support Adult Children or Aging Parents
6
Car Buy vs Lease Analysis
7
Divorce Cash Flow Analysis
8
Emergency Fund Planning
9
Search for Unneeded Expenses
10
Home Buy vs Rent Analysis
11
Optimize Cash Returns
12
Planning For a Sabbatical
13
Planning For a Move
14
Setting Cash Balance Targets
15
Vacation Home Planning
Debt Management
16
Total Debt Payoff Plan
17
Debt Payment Allocation
18
Federal Student Loan Debt Analysis
19
HELOC Analysis
20
Home Mortgage Refinance Analysis
21
Intra-Family Loan Planning
22
Mortgage Comparison When Buying a Home
23
Refinancing Credit Card Debt
24
Refinancing Student Loan Debt
25
Reverse Mortgage Analysis
Education Planning
26
529 Plan Comparison Analysis
27
College Financial Aid Strategies
28
College Funding Strategies (529, Roth, etc.)
Investment Planning
37
Asset Allocation
38
Asset Location
39
Creating Investment Policy Statements
40
Employee Stock Purchase Plan Analysis
41
Handling Concentrated Stock Positions
42
How To Invest an Inheritance or Windfall
43
Moving To Lower-Cost Investments
44
Moving To Higher-Performing Investments
45
Paying Off Margin Interest Balances
46
Rebalancing Execution
47
Real Estate Investment Analysis
48
Withdrawal Strategies
Tax Planning
49
Adjusting Strategies for Changes in Tax Policy
50
Tax Loss Harvesting
51
Charitable Giving Location Planning
52
Review Annual Tax Return
53
Roth Conversion Analysis
54
Stock Option Planning
55
Capital Gains Harvesting
56
Accelerating vs Deferring Business Income
Insurance Analysis
29
Disability Insurance Analysis
30
HSDP With HSA vs Low-Deductible Health Insurance
31
Homeowner's Insurance Analysis
32
Life Insurance Needs Assessment
33
Long-Term Care Analysis
34
Medicare Analysis
35
Auto Coverage Analysis
36
Workplace Open Enrollment Support
Retirement Planning
57
How Much to Contribute to Retirement Accounts Each Year
58
Roth vs Traditional Plan Comparison
59
Considering "Backdoor" and "Mega Backdoor" Roth Strategies
60
Determine When Clients Can Retire
61
FIRE Analysis for Financial Independence and Early Retirement
62
Helping Clients Avoid Financial Fraud
63
Retirement Cash Flow Analysis
64
Lifestyle Goal Planning
65
Retirement Plan Distribution Option Analysis
66
Review Annual Social Security Statements
67
RMD Planning and Execution
68
Safe Withdrawal Rate Analysis
69
Retirement Income Strategies
70
Social Security Claiming Analysis
71
Stress Test Retirement Plan
Estate Considerations
72
Visualizing Estate Plan
73
Check-up on Will
74
Check-up on Power of Attorney
75
Check-up on Living Will
76
Check-up on Health Care Proxy
77
Beneficiary Review
78
Check-up on Living Trust
79
Visualize Bequest Plan
Investing Psychology
80
Coping With Volatility and Turbulent Markets
81
Strategies For Handling Uncertainty
82
Strategies For Reducing Risk and Losses in Portfolio
83
Offering Peace of Mind by Tracking Financial Life
84
Overcoming Investment Biases
85
Overcoming the Investment Behavior Gap